Have you made every payment in line with the agreement terms & conditions, without defaulting or making an arrangement with the Creditor?

Did you take out PPI?

Do you have a Consolidation Loan, or Home Improvement Loan?

Do you have original loan documentation?

Were you told that PPI must be bought to get the loan or that you stood a better chance if you did?

Did you pay Mortgage Indemnity Guarantee (MIG) or a higher lending charge? MIG HLC

Is the balance of your credit card over £5,000?

do you have legal expenses insurance?

If so, let your Refunds Direct Advisor; Scott Owen, get you your money back.

60 second TAX survey

Had more than one part-time job at any one time?

Gone travelling, left the country or worked for only part of a tax year?

Come to work in the UK from overseas?

Paid emergency tax?

Worked part-time, in the summer or on a placement when a student?

Used your own car for your job?

Bought tools, equipment or incurred expenses to do your job?

Worked in the building trades on the CIS scheme?

Lent money to or lost money in a business?

Or do you:
Think your tax code is wrong?

Want to check your P60s, P45s or payslips to see if you have overpaid tax?

If so, let your Refunds Direct Advisor; Scott Owen, get you your money back.

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